#CUTE PRINTABLE EXPENSE TRACKER PDF#
#CUTE PRINTABLE EXPENSE TRACKER FREE#

If you end up with a positive number, great! That’s leftover money you can apply to something else. Whichever template you choose – Consider taking a few minutes at the end of the month to add everything up and see how well your budget worked for you. Others simply have a box at the bottom for writing your “total remaining” amounts.

#CUTE PRINTABLE EXPENSE TRACKER PDF#

Take your personal finances under control and get everything organized in one place with simple printable budget PDF templates. Some of the planners below have a “diff” column (short for difference). Browse the selection of printable weekly and monthly budget planner templates, bill trackers and family budget templates designed to help you keep track of your incomes and expenses as well as savings and financial goals. Take a few minutes to fill in your totals at the end of the month You don’t have to splurge, but putting aside a specific amount each month for things like dining out or self-care can be a good idea, as long as it fits into your budget.

A better word is mindful because that’s exactly what creating a budget is – You’re being mindful of where you spend your money! People often associate budgeting with being miserable. Of course, the necessities (like bills) always take first priority, but it’s important to remember that you can budget for small luxuries too. You can comb through the previous month’s spending or use a spending tracker for a month to get an idea of your spending habits.

#CUTE PRINTABLE EXPENSE TRACKER FREE#

This is also a good way to make sure you’re not paying for any subscriptions you’ve forgotten about – like those pesky free trials that renew automatically. Remember, it’s not uncommon for this number to be much different than what you’re estimating it to be.Įating out, for example, is one area that most of us seem to underestimate! So, taking the time to comb through your own records can be really insightful. If you’ve been winging it with your finances for the past few months (or longer), you may not have an accurate idea of how much you’re actually spending. Set aside time to analyze your spending habits. If you go the phone route, just be sure to favorite it or store it in a folder where you can access it quickly when you need it. You can keep this list in a binder or you can take a picture of it and store it on your phone. That way, when it’s time to make a new budget for each month, you don’t have to start from scratch each time. Make a master list of all your monthly bills and expenses. Be sure to jump to those posts once you’re done here to equip yourself with everything you need to successfully work towards reducing (and eliminating!) your debt.Download Tips for using these printables 1. While it’s never easy, there might not be anything else as gratifying as eliminating debt and the interest payments that come with it!Īll of these work wonderfully in conjunction with our Free Printable Bill Organizers, Free Printable Budget Planners, and Free Printable Expense Trackers. This variety of debt trackers also includes ones for car loans, credit card debt, mortgages, student loans, and blank ones that allow a variety of debt sources to be tracked and paid off. Below, we’ve got lots of free printable debt trackers (and debt payoff planners, debt snowball worksheets, debt thermometers, etc.) to help you work towards being debt-free.

Setting goals, knowing how much you can afford to pay, making payments on time, and being sure you are making the progress you need to are essential to paying off debts as quickly as possible. If you’ve been trying to get out of debt then you know how important it is to keep track of your payments and progress.

Cute printable expense tracker